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Electronic Statements - it's what's new & exciting at 1st BANK. With Electronic Statement Delivery, you can:

• Reduce the risk of lost or stolen statements
• View, print & save statements right
  to your computer
• View the front & back of cleared checks
• Receive e-mail notifications when your statement is ready

To sign up for Electronic Statement Delivery, login to your on-line banking account, and go to the Electronic Statements tab!!

Banking 24 hours a day FREE!!
Voice RESPONSE is your connection to 1st Bank^SM , giving you immediate access to the information you need most often. With Voice RESPONSE , you can quickly and easily:

• Make account balance inquires.
• Determine most recent transactions on your account.
• Verify deposits as well as other electronic funds or ATM transactions.
• Transfer funds between accounts and make loan payments.

Using Voice RESPONSE and Main Menu

Using Voice RESPONSE ^SM
Before using 1st Bank's Voice RESPONSE , make sure you have your account number(s) handy. It appears at the top right corner of your statement or the bottom of your check. Also have your Personal Identification Number (PIN) available. The first time you call, your PIN will be your social security number, however, we encourage you to change your PIN to add more privacy to your banking. For added security please change your PIN every 90 days.

• First - Call 789-5733 (outside area 1-800-640-3033) from any touch tone phone.
• Wait ...for the greeting, then follow the simple instructions given to you. You will be offered a series of menu options. To access these selections from the Opening Menu, press the corresponding number(s) on your touch-tone phone.

Main Menu