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What's New

Electronic Statements - it's what's new & exciting at 1st BANK. With Electronic Statement Delivery, you can:

  • Reduce the risk of lost or stolen statements
  • View, print & save statements right
    to your computer
  • View the front & back of cleared checks
  • Receive e-mail notifications when your statement is ready

    • To sign up for Electronic Statement Delivery, login to your on-line banking account, and go to the Electronic Statements tab!!

1st BankSM is pleased to offer a wide variety of Real Estate Loans. We offer Conventional Home Mortgage Loans - Fixed Rate, Adjustable Rate or a Combination of Fixed and Adjustable Rate Loans, Construction Loans, affordable housing loan programs such as Wyoming Community Development Authority (WCDA) Loans, all custom tailored to fit your needs. For more information on applicable terms and fees for the various types of real estate loans we offer, please contact one of our experienced Real Estate Loan Officers at any of our 1st BankSM locations.

Real Estate Loan Information:

Getting Started
Conventional
Affordable Loans
Construction Loans
Home Equity Lines of Credit and Loans
Calculator

Click here to use our new easy to use Online calculators, to help you solve some common financial problems. If you find these calculators useful, be sure to bookmark this page or suggest it as a link to your favorite home page or search engine.

How Do We Start the Process?
Applying for a home loan at 1st BankSM is fast and simple. Our professional and knowledgeable Real Estate Loan Officers will personally go through the loan application process with you and help you with any questions you may have. We pride ourselves on quick, informative and dependable service. We strive to offer you the loan which most closely matches your current needs and long-term plans.

How much home can I afford? Simply, start by completing this form:
"Pre-Qualifying" Loan Information Sheet

OR

What do I need to apply for a mortgage loan?
"Mortgage Loan Application Checklist"
You can save time by organizing the information you need to start your mortgage loan.

OR

Are you ready to apply for a mortgage loan?
Please schedule an appointment with any of these lenders or stop by any 1st Bank office location.

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Conventional Loan Information
1st Bank offers conventional home mortgages designed uniquely for our customers. We offer competitive fixed and/or variable interest rates and flexible terms. We can design a conventional loan to suit your needs. The term of the loan can be extended for smaller monthly payments, or reduce the term of the loan and that may save you money and help build the equity in your home faster.

    We also have available a variety of fixed rate mortgages with competitive rates and loan terms. These offer the security and stability of monthly loan payments where the principal and interest amounts remain the same over the life of the loan. Whatever your plans, 1st Bank offers a wide variety of home loan products to help you meet your financial needs - and to make your dreams come true!

    Loan products are available to qualified applicants who meet the bank's current loan underwriting guidelines.
    Rates are subject to change.

    For current rates contact us or call us TOLL FREE at (307) 789-3864 or (800) 274-7086.

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    Affordable Housing Mortgage Loans

    Wyoming Community Development Authority (WCDA)

    • This First Time Homebuyer's Program is designed to assist low and moderate income families become homeowners by providing down payment and closing cost assistance to be used towards the purchase of a home.

    Application packets are available at any of the 1st BankSM locations.


    Loan products listed are available to qualified applicants who meet the bank's current loan underwriting guidelines.
    Rates are subject to change.

    For current rates contact us or call us TOLL FREE at (307) 789-3864 or (800) 274-7086.

    Top of Page

    Construction Loan Information

    Click here to go to the Construction Loans page.

    Home Equity Lines of Credit and Loans

    Click here to go to the Consumer Loans page.

    Contact a lender below for more information on a real estate loan. Please do not send sensitive financial information via e-mail. Thank you.

    Julie Abbott
    Regional Real Estate Officer
    1001 Main Street
    P.O. Box 6003
    Evanston, WY 82931
    307-789-3864
    800-274-7086

    jabbott@1stbank-online.com

    Becky Mathson
    Real Estate Loan Officer
    1001 Main Street
    P.O. Box 6003
    Evanston, WY 82931
    307-789-3864
    800-274-7086

    bmathson@1stbank-online.com

    Nick Baird
    Loan Officer
    716 Pine Avenue
    Kemmerer, WY 83101
    307-877-3926
    800-695-0053

    nbaird@1stbank-online.com

    Lorrie Guild
    Vice President
    900 North Highway 414
    P.O. Box 190
    Mountain View, WY 82939
    307-782-3400
    800-782-4393

    lguild@1stbank-online.com

    Roxie Jenkins
    Real Estate Loan Officer
    314 South Washington Street
    P.O. Box 1620
    Afton, WY 83110
    307-885-3500
    800-667-2100

    rjenkins@1stbank-online.com

    Kimberly Ervin
    Real Estate Loan Originator
    221 East Pine Street
    P.O. Box 1510
    Pinedale, WY 82941
    307-367-3350
    800-515-9072

    kervin@1stbank-online.com

    Penny Jones
    Branch President
    79 Highway 89
    P.O. Box 3110
    Alpine, WY 83128
    307-654-3629
    877-233-3629

    pjones@1stbank-online.com

    Doretta Webb
    Real Estate Loan Specialist
    79 Highway 89
    P.O. Box 3110
    Alpine, WY 83128
    307-654-3629
    877-233-3629

    dwebb@1stbank-online.com

     

    Click Here for our new easy to use Online calculators, to help you solve some common financial problems. If you find these calculators useful, be sure to bookmark this page or suggest it as a link to your favorite home page or search engine.

Member FDIC | Equal Housing Lender